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August 24, 2010

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Accident Terms and Definitions

Summons
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.

Nonrenewal
The termination of an insurance policy at its normal expiration date.

Subpoena
Document issued by the authority of the court to compel a witness to appear and give testimony or produce documentary evidence in a proceeding. Failure to appear or produce is punishable by contempt of court.

Limits
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.

Uninsured Motorist Coverage (UMC)
Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance.

Broker
A person who for payment of a fee procures insurance on your behalf.

Deductible
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.

Comparative Negligence
The percentage of fault shared by each driver in an accident in which both contribute to causing the collision.

Replacement Cost
Replacement cost is the cost of replacing lost or damaged property with new property of like kind and quality, at current market prices.

Insurer
The insurance company providing the insurance.

Contact our Massachusetts Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

Did You Know?

1 Out Of Every 5 People Are Involved In An Alcohol-Related Car Accident
Studies show that 1 out of every 5 people are involved in an alcohol-related car accident at some time in their lives. Motor vehicle accident injuries have occurred most often on a Saturday; Sunday is ranked in second.

	Newsroom
	Port St. Lucie Woman Arrested After Falsely Claiming Diplomatic Immunity R. Alexander Acosta, United States Attorney for the Southern District of Florida, and Edgar Moreno, Special Agent in Charge, U.S. State Department’... Read more > Traffic Accident Leads Iraqi Army To Massive Weapons Cache At approximately 12:30 a.m., Feb. 6, soldiers from the 2nd Brigade, 2nd Iraqi Army Division were on a routine patrol when they accidentally collide... Read more > In Colorado, Police Release Results Of Fatal Accident Investigation Traffic accident investigators at the Boulder Police Department have concluded their investigation into the fatal accident that killed 16-year-old ... Read more > More news >

Terms

Today's Terms

Limited Tort

Definition:
Offers savings on your premiums. You are still able to recover all out-of-pocket medical and other expenses, however you are not able to recover non-monetary damages or receive payments for pain and suffering unless injuries are defined as serious.

Medical Payments Coverage

Definition:
Covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.

Vehicle ID No. (VIN)

Definition:
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.

More Terms >

Resources

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Hot Topics

DUI Car Accidents
Aggresive Driving
Catastrophic Injuries
Speeding Accidents

Massachusetts Car Accident Lawyers

If you live in one of the following cities and have been in an auto accident you should contact an Massachusetts Car Accident Lawyers as soon as possible:

Amherst
Attleboro
Beverly
Boston
Brighton
Brockton
Chelsea
Everett
Fitchburg
Framingham
Holyoke
Lawrence
Leominster
Lynn

Malden
Marlborough
Medford
Methuen
New Bedford
Peabody
Pittsfield
Plymouth
Quincy
Revere
Salem
Taunton
Westfield
Woburn

Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com

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